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Credit counseling (CC) must be obtained before an individual files for bankruptcy, subject to very limited exceptions. If the CC course is not completed All individual bankrutpcy filers are required to complete pre-bankruptcy credit counseling and pre-discharge debtor education. These may not be provided at Credit Counseling Certificate- Do I really need this to file Bankruptcy?
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Prior to filing for bankruptcy protection the Debtor (the person filing) is required to complete a credit counseling course, or CCC. All individual debtors must complete a credit counseling course from an approved agency within 180 days prior to filing a bankruptcy case.
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Two Credit Counseling Classes You Have To Take To File Bankruptcy You must complete the required personal financial management course within 45 days after your creditors meeting. If you don't
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People looking to file bankruptcy must first participate in a consumer credit counseling program and receive a What is the next step in bankruptcy after credit counseling?